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Saginaw is located in Michigan’s Great Lakes Bay Region, approximately 100 miles outside of Detroit. The small city of just 48,115 people is known for its low cost of living, as well as the abundance of nearby recreational activities. Seniors, who make up about one-eighth of the population, can explore the city’s many parks, including Ringwood Forest and the William H. Haithco Recreation Area. The city’s 10,000-acre Shiawassee National Wildlife Refuge, which is designated a United States Important Bird Area, is home to Prothonotary Warblers, Great Egrets and other species that will delight birdwatchers.
Assisted living allows seniors to live independently while benefiting from access to help with day-to-day tasks when needed. According to Genworth’s 2021 Cost of Care Survey, assisted living in Saginaw, Michigan costs approximately $4,225 per month. This is on par with Michigan’s overall average costs, which come in at approximately $4,250 per month, and lower than the national average of $4,500.
This guide explores cost data associated with local assisted living facilities to help seniors better understand the care available to them.
Hundreds of thousands of American seniors utilize assisted living, a figure that is only growing. For these seniors, assisted living combines residential housing,assistance in daily activities, and some healthcare. These communities also strive to provide an atmosphere that is comfortable and engaging for their residents… Read More >
COVID-19 restrictions and rules for Assisted Living Facilities are typically set by the state – to see the rules in your state, you can read our guide to Assisted Living in Michigan. Keep in mind that there may be other policies that communities put in place to protect their residents, so you should contact your local community for more information. Additionally, you can contact your local Area Agency on Aging to learn more – find contact information here.
The monthly average cost of assisted living in Saginaw is $4,225.
In Saginaw, seniors can expect to pay roughly $4,225 per month for assisted living. This is $25 less than the overall state average of $4,250 per month and $275 less than the national average of $4,500 per month.
The state’s most expensive assisted living fees can be found in Ann Arbor City, with a monthly average of $6,093. This is considerably higher than the rest of the neighboring cities. The least expensive assisted living fees are in the most populous Michigan city, Detroit, with an average monthly fee of $4,215. Kalamazoo and Flint had monthly costs similar to Saginaw and are both in line with the state average of $4,250. Most other cities in Michigan are still cheaper than the national average of $4,500, except Grand Rapids where monthly costs average $4,828.
Since not everyone can afford to pay for assisted living out-of-pocket, it’s important to find alternative methods to help make assisted living more affordable. Some of these options include:
For more information about your options for making assisted living more affordable, visit our guide to Assisted Living in Michigan.
| Contact | Description | |
| Region VII Area Agency on Aging | (800) 858-1637 | The Region VII AAA represents seniors in several counties in the Great Lakes Bay Region. Saginaw County seniors can call the AAA’s helpline to learn about the programs and services they may be eligible to receive, including the MI Choice waiver. The agency also offers health and wellness services. Its community health workers are available to help seniors understand their chronic conditions, and through the Rx Reconciliation program, seniors can speak with a pharmacist about their medications. |
| Saginaw County Commission on Aging | (989) 797-6880 | The Saginaw County Commission on Aging offers many programs for older adults. It operates several senior centers throughout the county. These centers offer a wide variety of senior programming, including exercise classes, blood pressure screenings and daily lunches. The department also operates the Foster Grandparent program, which gives seniors the opportunity to share their wisdom with children. Through another county program, eligible seniors can receive a free mobile phone for emergencies. |
| Saginaw County Community Action Center | (989) 753-7741 | This community action agency offers many services for seniors in Saginaw County. Through its Minority Senior Outreach and Advocacy program, it helps seniors access local services, as well as programs such as Medicaid and Medicare. Low-income seniors can join the agency’s Keep it Moving fitness group to enjoy light exercise in an indoor environment. Another program, called Old Dogs Learning New Tricks, helps seniors learn how to use cell phones, tablets and computers. |
| Legal Services of Eastern Michigan – Saginaw Office | (800) 322-4512 | This law firm provides free civil legal assistance to low-income people in eastern Michigan, as well as seniors of all income levels. It can help seniors with a wide variety of civil legal cases, including issues with Medicare, Social Security and VA benefits. To ensure seniors can access its services, it provides special accommodations when necessary, including home visits. |
| The Saginaw Valley State University Osher Lifelong Learning Institute | (989) 964-4475 | The SVSU-OLLI program provides affordable educational opportunities for seniors, including classes about technology, current events, foreign languages, philosophy and many other topics. Seniors can also sign up for one-day field trips to museums, art centers and other local destinations. A yearly membership costs $60 and entitles seniors to a 50% discount on classes and trips. |
| Saginaw Transit Authority Regional Services (STARS) | (989) 907-4000 | STARS operates a fixed-route bus service in the Saginaw metropolitan area, and riders over 60 pay half-priced fares. A paratransit service, STARS Lift, is available for seniors who can’t ride the fixed-route buses. The STARS Lift provides complimentary curb-to-curb rides, and when requested, drivers can provide assistance beyond the curb. Reservations are required and can be made up to 14 days in advance. |
Assisted Living Facilities in the Saginaw area are required to follow a set of rules and regulations that are determined at the state level. For an overview of those rules and regulations, see the information below. For more specific information, talk with your local community or Area Agency on Aging.
