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Palm Harbor is a quiet town with scenic parks and a quaint downtown area. It’s situated just 20 minutes north of Clearwater and provides easy access to high-performing hospitals such as Mease Countryside Hospital, Mease Dunedin Hospital and AdventHealth North Pinellas, all of which are within five miles. In this city, older adults make up over a quarter of the roughly 61,000 residents. The city offers a warm and generally comfortable climate and has about 246 sunny days annually, making it a great option for those who enjoy lounging outdoors, and high access to affordable health care may appeal to those with ongoing health conditions.
There are over a dozen assisted living facilities in Palm Harbor, providing a range of options for older adults. Monthly fees vary depending on amenities, but on average, seniors pay $3,225 per month for this type of care. This affordable rate, combined with retiree-friendly tax laws, may make Palm Harbor a viable option for senior care.
Hundreds of thousands of American seniors utilize assisted living, a figure that is only growing. For these seniors, assisted living combines residential housing,assistance in daily activities, and some healthcare. These communities also strive to provide an atmosphere that is comfortable and engaging for their residents… Read More >
According to the Genworth 2020 Cost of Care Survey, seniors in Palm Harbor pay $3,225 per month for assisted living. This is several hundred dollars lower than the state median of $3,700 and over $1,000 lower than the national average of $4,300. Palm Harbor’s monthly average is considerably lower than care costs in surrounding states. In South Carolina and Mississippi, respective care costs come in at $3,988 and $3,713. In Georgia, seniors pay $3,500 per month for this level of care. The only nearby state where individuals may save money on care expenses is Alabama, where assisted living facilities charge approximately $3,150.
Palm Harbor is among the most economical communities in Florida for assisted living. Those who want even lower monthly care expenses may consider Sebring, where rates are $2,895. In the Miami area, fees are a little higher at $3,500, and in the Palm Bay area, seniors pay $4,100. Tallahassee is costlier, with fees coming in at $5,506.
Note: Data for Palm Harbor was unavailable, so data for the nearest city, Tampa Area, was used instead.
Qualifying seniors in Palm Harbor may pay for assisted living via the Statewide Medicaid Managed Care Long-Term Care Program. This program covers services such as attendant care, meals and transportation, depending on the scope of care the individual needs to avoid or delay nursing home placement. More information on this program, as well as other options for paying for local care expenses, is available on our Assisted Living in Florida page.
| Contact | Description | |
| Area Agency On Aging Of Pasco-Pinellas, Inc. | (727) 570-969 | The local Area Agency on Aging administers a range of programs to older adults in the Palm Harbor region. It has information and referral specialists who connect seniors with community resources to complement or supplement what they receive through assisted living, as well as options counselors who help older adults make informed decisions regarding their care. |
| Pinellas County Senior Connections | (727) 464-4200 | Pinellas County Senior Connections provides comprehensive information regarding local and statewide resources for older adults. Through this program, seniors can get more information on Medicare enrollment, financial assistance programs, Florida laws pertaining to older residents and local transportation services. |
| Palm Harbor Area Senior Council | (727) 771-6000 | The Palm Harbor Area Senior Council offers a range of social and recreational programs for older adults in the Palm Harbor region. Seniors can enjoy a full activities schedule with games, luncheons, age-friendly fitness classes and seasonal events. |
| Pinellas County Veterans Services | (727) 464-8460 | The local veterans’ service office has information specialists who help veterans determine eligibility from programs that may cover assisted living expenses, including pensions and Aid and Attendance. The office can also help seniors connect with community-based services such as counseling, medical care and social programs. |
| Gulfcoast Legal Services, Inc. | (727) 821-0726 | Gulfcoast Legal Services is a nonprofit agency that provides free civil legal services to qualifying individuals in the Palm Harbor region, including those aged 60 and over. This office has legal professionals who help seniors resolve issues such as medical or assisted living billing errors, denied health insurance claims and problems related to the quality of care in residential facilities. |
| SHINE | (800) 963-5337 | SHINE is a statewide program that provides free health insurance options counseling for Medicare beneficiaries. It’s staffed with trained professionals who help older adults identify the best health insurance solutions for their needs. SHINE counselors can also help assisted living residents determine their eligibility for Medicaid, which can help cover care services. |
| Retired and Senior Volunteer Program | (813) 932-5228 | RSVP is a nationwide program that provides volunteer opportunities for those aged 55 and over. Opportunities in the Palm Harbor region vary but may include making friendly phone calls to housebound members of the community, providing information for veterans regarding their benefits and tutoring and mentoring children. All necessary training is provided, and in exchange for their service, seniors obtain supplemental liability insurance and invitations to recognition events. |
The Bureau of Health Facility Regulation licenses and monitors assisted living facilities in Palm Harbor and throughout the state. This governing body enforces standards for care planning, medication and nutrition services, activities and move-in and move-out procedures. For specific information on local assisted living regulations, see our Assisted Living in Florida page.
