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Located in Branch County, Coldwater lies along the southern border of Michigan halfway between Lake Erie and Lake Michigan. The town has a population of close to 14,000 residents with 17% aged 65 and older. Seniors who appreciate milder temperatures may find summers pleasant in Coldwater with average highs around 82 degrees Fahrenheit. Winters are cold with up to 46 inches of snow, which is also good for those who appreciate cooler temperatures. The city boasts many parks and recreational areas for active seniors who enjoy exploring the outdoors. There are also several museums, plenty of shops and local restaurants for day trips.
There are two assisted living communities in Coldwater. These facilities cost around $3,725 per month, though actual costs may vary depending on location and the amenities and services on offer..
Hundreds of thousands of American seniors utilize assisted living, a figure that is only growing. For these seniors, assisted living combines residential housing,assistance in daily activities, and some healthcare. These communities also strive to provide an atmosphere that is comfortable and engaging for their residents… Read More >
Seniors in Coldwater pay on average $3,725 per month for room and board in an assisted living community. This is $475 less than the state average and $575 less than the national average. Compared to neighboring states, assisted living in Coldwater costs $675 less than communities in Wisconsin and $657 less than in Indiana. Ohio seniors pay around $4,350, according to Genworth’s 2020 Cost of Care Survey.
Costs vary greatly for assisted living throughout the state with Coldwater being one of the least expensive cities. Flint residents pay slightly less at $3,669. Seniors in Grand Rapids, Midlands, Monroe and Detroit all pay more than the state and national averages at $5,000, $5,550, $5,100 and $4,750, respectively.
Note: Data for Coldwater was unavailable, so data for the nearest city, Battle Creek, was used instead.
The Michigan Choice Waiver Program helps low-income seniors pay for basic services in assisted living communities. Some of the services covered by this waiver include help with chores, community living supports and personal emergency response systems.
Learn more about this waiver program, its eligibility criteria and application requirements at our Assisted Living in Michigan page.
| Contact | Description | |
| Branch County Commission on Aging | (517) 279-6565 | The Branch County Commission on Aging addresses the needs of seniors throughout the community. The agency operates the Burnside Center which provides activities like board games, computer classes, a small lending library and book clubs, card games, music, fitness and billiards. The center also loans out medical equipment and provides transportation to and from the center and for various errands and appointments in the community. |
| Region 3C Area Agency on Aging | (517) 278-2538 | The Region 3C Area Agency on Aging provides programs, services and opportunities for older adults in the community. These programs and services promote healthy living and include insurance counseling, meals and nutrition counseling, elder abuse protection, mental health services and financial advice. |
| Elder Prescription Insurance Coverage (EPIC) | (517) 373-8230 | EPIC helps low-income seniors who require medications receive vouchers exchangeable for the purchase of certain prescription drugs. Previously known as MEPPS, EPIC is available to those 65 and older whose income is 150% below the federal poverty level. |
| Michigan Long-Term Care Ombudsman | (517) 827-8040 | The long-term care ombudsman works to improve the quality of life of seniors who live in assisted living communities and other licensed long-term care facilities. The ombudsman serves as an advocate and addresses residents’ concerns over the quality and types of care. They also make routine yearly visits to long-term care communities to ensure these facilities maintain government standards. This program is funded by federal and state governments and is of no cost to seniors and their families. |
| Branch County Veterans Affairs | (517) 279-4322 | Retired seniors who served in the military may apply for benefits at the Branch County Veterans Affairs Office. The veteran’s affairs office helps veterans navigate the various programs, services and benefits to ensure they receive all of the compensation they are entitled to. Low-income veterans may qualify for the Aid and Attendance Housing Benefit that provides reimbursements for activities of daily living. |
Assisted living communities in Michigan are regulated by the Department of Human Services. The regulations cover all levels of care. Learn more about these laws and standards at our Assisted Living in Michigan page.
